Bad credit? No credit? Bankruptcy? No big deal. No matter what your credit history, we’re at your service. We offer a variety of special financing options that will allow you to purchase the car that catches your eye. If your credit is not ideal, call us and we can work with you to find the vehicle you want at a price that fits within your budget.
If you have filed for bankruptcy or fallen behind on your bills, you may think that an auto loan is out of your reach. But prepare to be surprised at the range of financing options available to you—we have a number of loans to meet a wide range of needs. We approve loans for new and used cars, with competitive interest rates and generous financing.
Why choose us? For starters, we have a staff knowledgeable about the financing process and ready to explain it all clearly and quickly. Our staff is trained to work with you until you have a car that you love at a price you can afford. We have a painless application and approval process. When you find the car you want to buy, we’ll do the rest for you, finding the best loan for you and helping you get approval in no time.
The moment you come to our dealership, we give you personalized service, allowing you to choose the car you’ve always wanted and working hard to ensure that you walk away with a done deal. We’re flexible in adjusting our financing plans to meet your unique situation, and we stop at nothing until you’re satisfied. Whether you have bad credit, no credit, or other financial bad luck, we help you get the vehicle you want no matter what.
Today’s economy has left many people with less-than-perfect credit histories. If you find yourself in this boat, just remember that there are options for you. Come see our friendly, qualified staff today and we’ll help you secure the car of your dreams and get you back on the road.
Buying used is often a wise move when it comes to getting a car. Not only does it get you access to the vital resource that is reliable transportation, it saves money as well. Of course, a big purchase like this requires careful consideration. It is possible to avoid the common fears of used car buyers by doing your homework. These are some tips for finding quality used vehicles.
First, it helps to start by looking at online listings to find the type of car you want to buy. Each make and model has something different to offer, whether you are looking for good MPG, four wheel drive or lots of cargo space. Shopping around will help you narrow things down. Set a budget for yourself and work to stay within it. Your mind can run wild with possibilities when looking for quality used vehicles.
Knowing your price ranger will make it harder for a salesperson to talk you into something you don’t want. It may also be possible to negotiate. Many used car dealers are prepared for this, and the price is not set in stone. You can also enlist the help of family and friends. It is often a good idea to take along someone who knows a few things about cars. They can help you spot potential problems, ride with you on test drives and point out what to avoid and what to go for.
Cars are an important part of our lives. They make it possible to do so many things, and give their owners easier lives in a lot of ways. The cost can deter some people, but buying used is a great, cost effective way to go. You may soon find there are more benefits that just the lowered cost. Following these tips can make it easy for anyone to find quality used vehicles in their area.
One thing that anyone who’s ever shopped for a used car before can tell you is that it’s oftentimes a time-consuming process. This is especially true if you’re looking to make your purchase from a private seller, as you’ll need to hire a trusted mechanic to check out the specs, run a background report on the car and other, similar precautionary measures before making your purchase. At our dealership, we handle the work so you can enjoy your ride and get about your busy schedule sooner without having to worry about all of the details.
Title transfers, ownership documentation and registration for your new used car require a great deal of paperwork in most cases. Fortunately, instead of filling this out yourself, when you shop with use you can let us handle the details. We handle all of this information in alignment with legal stipulations so you can rest assured your information is in good, professional hands throughout the processes.
Meeting with a bank representative in order to secure a loan for a used car can take of a huge deal of time for anyone. We eliminate this time-consuming necessity by managing the entire car loan process. We even offer bad credit car loans for those who need them, to ensure that each and every customer who wishes to make a purchase on our lot can leave with their ideal used car without having to worry about their credit report.
There are several other ways in which we seek to save you time, money and other valuable resources. If you’re seeking a quality car right away with minimal hassle or wasted time, shopping with our dealership may be the perfect option for you. Speaking to a representative can help you discover your options regarding financing and loans, and get you in your perfect car right away.
If you like to travel or you have a long commute to work, when you look at used cars, you want to keep this in mind. You want a vehicle that has certain features to help ensure that your travels are cost-effective and comfortable.
Adjustable Seating To ensure optimal comfort when you are driving, adjustable seating is a necessity. This is especially important for the driver because you want to sit comfortably and be able to reach the pedals and steering wheel without having to stretch or without being cramped up.
Functional Air Conditioning When the weather is warm, not having air conditioning can be downright uncomfortable, especially when temperatures exceed 80 degrees Fahrenheit. Your vehicle can quickly become 100 degrees Fahrenheit or hotter inside, especially when your vehicle is in the sun. Air conditioning combats this so that you are cool and comfortable throughout your entire trip.
Adequate Fuel Mileage When you travel a lot, the last thing you want is to have to stop often to fill the gas tank. Look for a vehicle that is fuel efficient so that you are getting the most drive time out of every full tank. This saves you both time and money when you are on the road.
Shopping for used cars is a lot like shopping for new ones. Even though these quality used vehicles have been owned and driven before, they still have a lot of life left in them. In order to get a good deal, you need to shop carefully. Here are a few tips to improve your chances of getting a great used vehicle.
Inspect the Vehicles
You cannot look at a car and tell what condition it is in, you need to inspect it thoroughly. Even if you are not very knowledgeable about how cars work, you should still look under the hood to see if there are any detached cables or broken components. Look underneath the vehicle to see if there are any leaks or any hanging parts. Ask one of our sales staff for the keys to any vehicle you are interested in. Get inside of the car, turn it on, and listen to how the car sounds. Test out the windshield wipers, radio, air conditioner, and the turn signals.
Stick With Your Budget
Do not let the glamor and allure of shiny used cars inspire you to purchase one that costs more than your budget. One of the reasons why you are purchasing a used vehicle is to save money. There are plenty of affordable used cars for you to choose from. Even if want a specific vehicle, try to remain open minded. You never know when you may see something else that you would prefer instead.
Take Your Time
Regardless of how excited you feel, take your time. People that rush when they are making selections and purchases, often end up suffering from buyer’s remorse later on. Purchasing a car is an investment, and in order for you to make the best decision, you need to consider all of your options.
Come down to our dealership and let us assist you every step of the way. Tell us what you need and we will get you into a vehicle that you can afford and love.
In this line of work, I often see people talk themselves out of owning a car even before they set foot on the lot of our dealership. They look at their poor credit score and automatically discount their ability to qualify for financing, and thus a car. Bad credit car loans are not a thing of myth and whimsy, they exist, and our lending specialists are experts in the subject. Fear not for bad credit be damned, there is always a way to cleverly finance your next vehicle and get you driving as soon as tomorrow.
One method the lenders at our dealership have mentioned as a good way gain approval for a car loan is to have a cosigner sing off on the loan. A cosigner is someone with good credit that can put their name on a loan in addition to the primary borrower. If the primary borrower has poor credit the addition of a cosigner can often negate this in the eyes of the lender, and a loan that would otherwise be denied can be approved. The cosigner will also be liable to pay for the loan, and in the even of default, their credit will be subject to lowering because of their involvement in the loan.
Utilize the above method to put aside worries about financing when shopping for a new car at our dealership. Rest easy as our staff guides you through the lot and numerous cars we have to offer. It really gets our motor running when we can help a fellow Canadian into a vehicle that truly makes them happy.
Getting a loan us is a breeze, and with the addition of a cosigner, anyone can be approved and drive away that day in a wonderful vehicle from our vast selection. Bad credit car loans or good credit car loans, it doesn’t matter. All that matters are the happiness and satisfaction of our customers.
Keeping your car running smoothly includes routine maintenance. Doing what needs to be done on a regular schedule will keep your vehicle dependable, safe, and running longer. It also keeps your car more energy efficient, which will save you money. Get regularly scheduled car maintenance to spot problems before you break down on the road.
Every month, you should check your tire inflation and the condition of your tires. A small pocket tire pressure gauge will warn you if your tires are underinflated. At same time, make a point to check the oil level and windshield washer fluid. It’s a good policy to check your lights to ensure they are all working as well.
Every 3 months, you should check all the fluid levels, including the transmission, power steering, and coolant. It’s important to check the belts and connections, air filter, and hoses at this time. A professional mechanic can often spot minor problems that can be adjusted and fixed before they become major problems.
It used to be recommended that cars should get oil changes every 5.000 km, but your car may not require it that often. The driving conditions and engine make and model of your car could lengthen the time between oil changes. When you check your oil each month, you will see the color change as it degrades from use.
By going to the same mechanic on a regular basis not only will you ensure your vehicle’s dependability, but you will get an education on how to take care of your car more efficiently. When you get to know your mechanic, you will learn tips to help keep your car in prime operating condition.
Bring your car to our trusted dealership for regular car maintenance. You’ll have peace on mind on the road that your car is running at its best. In the worst case scenario when your car does break down, you’ll have the confidence in our mechanics to fix it correctly and without breaking your budget.
Many people find themselves in the position of having less-than-stellar credit for a variety of reasons. Often, many of these reasons may have nothing to do with an individual’s ability to regulate their spending, or being foolish or wasteful in racking up unnecessary debt. Unfortunately, the credit bureaus do not differentiate between someone who deliberately pays bills late or defaults on obligations, and someone who is trying very hard to keep above water financially, but who has simply fallen on hard times and is trying to make ends meet. Once your credit history becomes speckled with late payments, bankruptcies, or other negative reporting, it can be very difficult to get things going in the right direction again.
It used to be that only the best of the best credit scores were eligible for vehicle financing, while anyone who fell short of that was forced to rely on public transportation, taxicabs, or the goodwill of family, friends, or coworkers. Not having your own car can be exhausting and can limit your freedom in going anywhere, anytime. Wouldn’t it be nice to go out for a night on the town without constantly checking your watch to make sure you can make it home before your public transportation stops running for the evening? In addition, while owning a vehicle comes with certain financial considerations—such as gas, insurance, and maintenance—not owning a car can often cost you a significant amount of money, too. Bus and rapid transit fares can add up quickly. What’s more, limiting your mobility and independence can cost you if you’re looking for a new job.
Bad credit car loans can and do exist. In fact we specialize in getting you approved, no matter what your credit background may be. You don’t have to feel embarrassed—we work with people who come from a wide range of financial backgrounds, and are experts in matching you with a bank or lender that can help. Apply today!
When you set out to look for your dream car, you want one that has all the right features but doesn’t break the bank. Used car dealerships offer you myriad car choices, and they are your best bet for finding that perfect car. Here are five of the benefits of buying used cars.
The first and perhaps most obvious benefit of a used car is the lower price sticker. The steepest depreciation in value comes in the first two or three years of a car’s life. When you buy used, you profit from that depreciation, whereas an original car owner inevitably takes a serious financial hit on trade-in.
Used cars tend to come with lower down payments as well as lower prices. Furthermore, insurance and taxes on your used car will be less expensive, which means you have more money in your wallet at the end of the month.
If you want a car loaded with all the hottest tech, the latest safety features or the cleanest engine developments, you have plenty of options to choose from among cars made in the last two to four years. You can get a thoroughly modern car without the sticker shock or the drastic depreciation.
If you are operating on a tight budget, cars older than four years are probably the ones in your sights. Although buying an older used car may not leave you with Bluetooth compatibility, you will still have access to plenty of safety features in cars that date as far back as early 2010.
Last but not least, if your passion is classic cars, you have only one option. Used is the only way to go.
There are plenty of other benefits to buying used cars. These cars give you the greatest bang for your buck and offer you the widest purchasing variety.
Car loans can be difficult to acquire even under the best of circumstances. For those suffering from past financial hardships, such as filing for bankruptcy, finding the right loan for your needs can prove even more challenging. Many lenders are hesitant to offer loans to those struggling, even in cases where bankruptcy proceedings were all but unavoidable. In this event, after bankruptcy car loans can be a great way to re-establish good financial standing while also obtaining a reliable vehicle to get you to and from work.
While these circumstances can make securing the right loan a bit more challenging, there are steps one can take to ensure they’re afforded the best deal for their money. When seeking a loan, the right lender can make all the difference. Many post-bankruptcy car loans include higher-than-average interest to mitigate the risk associated with poor financial histories. This can result in paying for more for your car than the actual price, which will only add to further financial turmoil. However, a suitable lender can afford you the funding you need to procure a vehicle without incurring ultra-high interest rates in the process. In order to find a loan with reasonable terms, a bit of research can go a long way.
The internet can be a great place to start thanks to the abundance of resources related to finding an appropriate car loan for your existing financial outlook. You may also want to consider working with an auto loan broker, who will have the experience necessary to work with people of varying economic statuses. Rebuilding your credit history is an integral part of remedying prior financial missteps, as well as keeping you on the right track in the future.
Additionally, procuring a vehicle can be crucial for finding a lucrative and rewarding job to get you there. With the right loan, you can easily bounce back from a number of financial woes, thereby increasing your ability to plan the sort of future you deserve.