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Regular Car Maintenance Keeps Your Vehicle Running Well

Keeping your car running smoothly includes routine maintenance. Doing what needs to be done on a regular schedule will keep your vehicle dependable, safe, and running longer. It also keeps your car more energy efficient, which will save you money. Get regularly scheduled car maintenance to spot problems before you break down on the road.

Every month, you should check your tire inflation and the condition of your tires. A small pocket tire pressure gauge will warn you if your tires are underinflated. At same time, make a point to check the oil level and windshield washer fluid. It’s a good policy to check your lights to ensure they are all working as well.

Every 3 months, you should check all the fluid levels, including the transmission, power steering, and coolant. It’s important to check the belts and connections, air filter, and hoses at this time. A professional mechanic can often spot minor problems that can be adjusted and fixed before they become major problems.

It used to be recommended that cars should get oil changes every 5.000 km, but your car may not require it that often. The driving conditions and engine make and model of your car could lengthen the time between oil changes. When you check your oil each month, you will see the color change as it degrades from use.

By going to the same mechanic on a regular basis not only will you ensure your vehicle’s dependability, but you will get an education on how to take care of your car more efficiently. When you get to know your mechanic, you will learn tips to help keep your car in prime operating condition.

Bring your car to our trusted dealership for regular car maintenance. You’ll have peace on mind on the road that your car is running at its best. In the worst case scenario when your car does break down, you’ll have the confidence in our mechanics to fix it correctly and without breaking your budget.

Getting Approved With Bad Credit

Many people find themselves in the position of having less-than-stellar credit for a variety of reasons. Often, many of these reasons may have nothing to do with an individual’s ability to regulate their spending, or being foolish or wasteful in racking up unnecessary debt. Unfortunately, the credit bureaus do not differentiate between someone who deliberately pays bills late or defaults on obligations, and someone who is trying very hard to keep above water financially, but who has simply fallen on hard times and is trying to make ends meet. Once your credit history becomes speckled with late payments, bankruptcies, or other negative reporting, it can be very difficult to get things going in the right direction again.

It used to be that only the best of the best credit scores were eligible for vehicle financing, while anyone who fell short of that was forced to rely on public transportation, taxicabs, or the goodwill of family, friends, or coworkers. Not having your own car can be exhausting and can limit your freedom in going anywhere, anytime. Wouldn’t it be nice to go out for a night on the town without constantly checking your watch to make sure you can make it home before your public transportation stops running for the evening? In addition, while owning a vehicle comes with certain financial considerations—such as gas, insurance, and maintenance—not owning a car can often cost you a significant amount of money, too. Bus and rapid transit fares can add up quickly. What’s more, limiting your mobility and independence can cost you if you’re looking for a new job.

Bad credit car loans can and do exist. In fact we specialize in getting you approved, no matter what your credit background may be. You don’t have to feel embarrassed—we work with people who come from a wide range of financial backgrounds, and are experts in matching you with a bank or lender that can help. Apply today!

5 Benefits of Used Cars

When you set out to look for your dream car, you want one that has all the right features but doesn’t break the bank. Used car dealerships offer you myriad car choices, and they are your best bet for finding that perfect car. Here are five of the benefits of buying used cars.

The first and perhaps most obvious benefit of a used car is the lower price sticker. The steepest depreciation in value comes in the first two or three years of a car’s life. When you buy used, you profit from that depreciation, whereas an original car owner inevitably takes a serious financial hit on trade-in.

Used cars tend to come with lower down payments as well as lower prices. Furthermore, insurance and taxes on your used car will be less expensive, which means you have more money in your wallet at the end of the month.

If you want a car loaded with all the hottest tech, the latest safety features or the cleanest engine developments, you have plenty of options to choose from among cars made in the last two to four years. You can get a thoroughly modern car without the sticker shock or the drastic depreciation.

If you are operating on a tight budget, cars older than four years are probably the ones in your sights. Although buying an older used car may not leave you with Bluetooth compatibility, you will still have access to plenty of safety features in cars that date as far back as early 2010.

Last but not least, if your passion is classic cars, you have only one option. Used is the only way to go.

There are plenty of other benefits to buying used cars. These cars give you the greatest bang for your buck and offer you the widest purchasing variety.

Car Loans Can Help Get You Back On the Road

Car loans can be difficult to acquire even under the best of circumstances. For those suffering from past financial hardships, such as filing for bankruptcy, finding the right loan for your needs can prove even more challenging. Many lenders are hesitant to offer loans to those struggling, even in cases where bankruptcy proceedings were all but unavoidable. In this event, after bankruptcy car loans can be a great way to re-establish good financial standing while also obtaining a reliable vehicle to get you to and from work.

While these circumstances can make securing the right loan a bit more challenging, there are steps one can take to ensure they’re afforded the best deal for their money. When seeking a loan, the right lender can make all the difference. Many post-bankruptcy car loans include higher-than-average interest to mitigate the risk associated with poor financial histories. This can result in paying for more for your car than the actual price, which will only add to further financial turmoil. However, a suitable lender can afford you the funding you need to procure a vehicle without incurring ultra-high interest rates in the process. In order to find a loan with reasonable terms, a bit of research can go a long way.

The internet can be a great place to start thanks to the abundance of resources related to finding an appropriate car loan for your existing financial outlook. You may also want to consider working with an auto loan broker, who will have the experience necessary to work with people of varying economic statuses. Rebuilding your credit history is an integral part of remedying prior financial missteps, as well as keeping you on the right track in the future.

Additionally, procuring a vehicle can be crucial for finding a lucrative and rewarding job to get you there. With the right loan, you can easily bounce back from a number of financial woes, thereby increasing your ability to plan the sort of future you deserve.

Save Money and Buy a Used Car

When you are looking to buy a new vehicle for yourself, you are going to have to make a lot of decisions. There are many different angles that have to be covered in regards to your future ride. If money is a concern of yours, then you might be doing yourself a favor by opting to buy used cars. There are plenty of reasons that this is a more sound financial decision for you to make in the long run.

Immediate Savings

Right off the bat, you are going to save money when you opt to buy a vehicle that is used. This is because cars that have been driven already depreciate in value almost immediately. When you are looking into the various options that you have, you will notice that used options are always more affordable than others. This can be a great way to inspire your purchase, but there are other ways used cars allow you to save.

Insurance Savings

Insuring your vehicle is also a lot more cost effective when it is used. Insurance companies tend to put lower costs on vehicles that have already seen time on the road. This means that you will also wind up saving money over time. Your insurance will be at a place that makes you feel happy, and you will not have to worry about forking over a small fortune every month just to stay on the road.

Resale Value

Though cars tend to depreciate in value as soon as they are driven off the lot, the decline tends to slow down at a certain point. This means, if you are purchasing used cars for your needs, you will not have to worry about your vehicle losing immense amounts of value anytime soon. The loss is slow at a certain point, allowing you the option of selling your car for a fair price when the time comes.

The Importance of Regular Car Service

Having a car breakdown is one of the most annoying things. While you can’t prevent every breakdown, you can do your part in making sure your car runs efficiently and is more dependable for you in every season.

Maintain Your Car’s Value

It’s keeping up with regular maintenance that holds your car’s value. You may not be thinking about reselling your vehicle right now, but in two or three years when you’re ready to trade it in you will be glad you got regular oil changes and service. This also lets you drive your car longer, giving you more time to save up for the next one. You’ll get more on the trade-in which is another benefit to taking your car to a mechanic for service.

Weatherize Your Car

With regular car service, you prepare your vehicle for the season. Winter temperatures are much harder on your vehicle than fall or spring, and you may need to replace windshield wipers or upgrade to snow tires. There are additives your mechanic may recommend to keep the liquids from freezing. Having a battery with more cold-cranking amps makes sure your car will start no matter how much the temperature drops. Your mechanic can help you be ready for any kind of weather.

Save Money by Catching Problems Early

You may not readily recognize a belt that is wearing out, but your mechanic will. Regular car service lets your technician inspect the parts of your car that do have problems. Instead of having a belt snap when you’re on the road, you can replace it while you’re at the shop. No need to tow your car or wait around until it’s fixed. It saves money and time.

Our mechanics know your time is valuable. Bring your car in for regular service and let us take care of you. We have affordable rates that won’t break your budget. Maintain your ride and save time and money all year long.

3 Tips for Buying Used Cars

Buying used cars can be a challenging endeavor, especially if you’ve never undergone the process before and don’t quite know what to look for or expect throughout the process. In some cases, inexperience can land you with a dud of a car. However, this doesn’t have to be the case. We’re here to help you understand how to properly shop for your used car, and to ensure you’re getting the best deal for your cash when you finally make the deal. For the best results when making your new purchase, consider the following when making your selection of our available options:

Don’t Buy More Than You Need

Even if you find a great deal on an SUV, minivan or truck, that doesn’t mean that you should buy more than you need. Assess your needs before selecting the used car for you. How far will you be traveling normally? How many passengers do you expect to have? What sorts of events or work will the vehicle be used for? These are all things to consider when selecting the right size and type of used vehicle for your future needs.

Know the Car’s History

We would never dream of selling you anything less than a great used car, but it’s always good to know a bit about the ride’s history, just in case. Prior accidents and other issues can greatly impact how a car, truck or SUV handles on the road, and should be taken into consideration before buying.

Be Aware of Your Budget

At the end of the day, we want everyone to happy with the deal that’s made at our business. In order to make that a possibility, you need to keep your budget in mind when making your selection. Even if one of our cars seems exceptionally undeniable in the moment, that doesn’t mean you’ll be able to afford the monthly payments down the road.

Therefore, be mindful of how much you can spend. By following these tips, you can make sure your next search for used cars is a successful one, and you find the perfect ride for your needs and your budget.

Securing a Car Loan for a Classic Car

If you are looking to purchase a classic car, there are a few things about car loans you want to know. There are certain loans that are specific to this type of vehicle, and there are a few tips to help you in getting this type of loan in a way that best fits your budget.

Ask About Specialty Loans

Our dealership has a comprehensive finance department, offering a wide array of lending and loan options. If you are interested in a classic car, we can sit down and look at any specialty loans we might offer for vehicles that are at least 25 years old. This might help you because there is often a higher chance of a lower interest rate compared to a broader vehicle finance option.

Get Your Inspection

Before you get a loan for a classic car, you will usually need to have the vehicle inspected. It ensures an accurate value which tells our finance department that the loan we are giving you is a good risk to take. It also allows you to better negotiate a purchase price since you will know the full value of the vehicle.

How to Get the Right Loan

You want to make sure that your credit score meets at least the minimum that we require for the finance option that most interests you. In general, the higher your score, the better your chances of getting a favorable interest rate and having several finance options to choose from. You can check your score with the three major credit bureaus before you start shopping with us so that you know where you stand. Your down payment can also impact your monthly payments and how much interest you will pay. Typically, a higher down payment means lower monthly payments and less interest since the loan amount will usually be lower.

You can see that classic car loans differ a little from traditional vehicle loans. However, with the right information and a little preparation, it is easy to find the loan that best fits your needs.

Shopping Around for Car Loans

Buying a new car is exciting and stressful at the same time. We regularly have clients come in, looking for a car, but unsure of their financing options. At the dealership, we work with several different lending institutions to make car loans for people looking to purchase vehicles. There are a variety of options available and our sales managers work hard to get every customer the best deal possible. We understand that not everyone’s situation is the same, and what might be best for one person may not be the best for another.

Know Your Budget

When coming to the dealership to purchase a car it is a good idea to know what your budget is. Although we have the ability to calculate what kind of payments you may be able to afford, only you really know how much you can comfortably spend each month on car payments. After you have determined what size payments you are comfortable with, we should be able to determine a price range and begin looking at vehicles.

Check Several Institutions

Dealerships usually work with several institutions. When our salesman helps you set up your loan, ask them to check more than one institution to ensure you get the best rate possible. While they may have done a loan recently and one institution had a better rate than another, it is possible that a different institution would offer you a lower rate. It is always a good idea to check more than one place.

Credit Score

If you are worried about having a low credit score, it may be comforting for you to know that most institutions are willing to make car loans to individuals with low credit scores. Because car loans are usually short term, and the car is easily repossessed, these types of loans are lower risk than other loans. Make sure you ask before you assume you don’t qualify.

Buying a new car is exciting. By working hard for you, we hope to make it the best experience possible.

Choosing From A Great Selection Of Used Cars

If you are in the market for used car in the Mississauga area, you probably have mixed feelings about the process of selling your old vehicle and finding a good replacement. Most people have some sentimental attachment to their current vehicle since it’s been such an integral part of their life and the life of their family for years. However, most people are also very excited at the prospect of getting a new car. If you don’t want to spend full sticker price for a brand new vehicle, you can find a great selection of used vehicle inventory at substantial savings by shopping with us.

As you shop for a used vehicle, it’s important that you are able to have as many of the benefits of buying new as possible. We inspect and test all of our used vehicles so you can feel confident that you will not be surprised by bad news within a few weeks or months. We also stand behind our sale so you can shop with confidence. You will find used cars on our lot that have many of the same perks as new cars, including high fuel efficiency, safety features, upgraded sound systems, modern technology, and many other extras that you may want.

When you decide to take the plunge, come see our huge inventory of fabulous used vehicles. At Mississauga Auto Centre, we have a great selection of used cars, get one today with our easy loan process that takes only a few minutes to apply for. Whether you have good or bad credit, or have only a small down payment, we have a loan that will meet your needs.

We will work hard to get you the best interest rate possible so you can drive away happily in your new vehicle. Though it may be hard to say goodbye to your old “friend”, you will soon be just as in love with your “new” high quality used vehicle, so you can drive away confidently and never look back.