Save Money and Buy a Used Car

When you are looking to buy a new vehicle for yourself, you are going to have to make a lot of decisions. There are many different angles that have to be covered in regards to your future ride. If money is a concern of yours, then you might be doing yourself a favor by opting to buy used cars. There are plenty of reasons that this is a more sound financial decision for you to make in the long run.

Immediate Savings

Right off the bat, you are going to save money when you opt to buy a vehicle that is used. This is because cars that have been driven already depreciate in value almost immediately. When you are looking into the various options that you have, you will notice that used options are always more affordable than others. This can be a great way to inspire your purchase, but there are other ways used cars allow you to save.

Insurance Savings

Insuring your vehicle is also a lot more cost effective when it is used. Insurance companies tend to put lower costs on vehicles that have already seen time on the road. This means that you will also wind up saving money over time. Your insurance will be at a place that makes you feel happy, and you will not have to worry about forking over a small fortune every month just to stay on the road.

Resale Value

Though cars tend to depreciate in value as soon as they are driven off the lot, the decline tends to slow down at a certain point. This means, if you are purchasing used cars for your needs, you will not have to worry about your vehicle losing immense amounts of value anytime soon. The loss is slow at a certain point, allowing you the option of selling your car for a fair price when the time comes.

The Importance of Regular Car Service

Having a car breakdown is one of the most annoying things. While you can’t prevent every breakdown, you can do your part in making sure your car runs efficiently and is more dependable for you in every season.

Maintain Your Car’s Value

It’s keeping up with regular maintenance that holds your car’s value. You may not be thinking about reselling your vehicle right now, but in two or three years when you’re ready to trade it in you will be glad you got regular oil changes and service. This also lets you drive your car longer, giving you more time to save up for the next one. You’ll get more on the trade-in which is another benefit to taking your car to a mechanic for service.

Weatherize Your Car

With regular car service, you prepare your vehicle for the season. Winter temperatures are much harder on your vehicle than fall or spring, and you may need to replace windshield wipers or upgrade to snow tires. There are additives your mechanic may recommend to keep the liquids from freezing. Having a battery with more cold-cranking amps makes sure your car will start no matter how much the temperature drops. Your mechanic can help you be ready for any kind of weather.

Save Money by Catching Problems Early

You may not readily recognize a belt that is wearing out, but your mechanic will. Regular car service lets your technician inspect the parts of your car that do have problems. Instead of having a belt snap when you’re on the road, you can replace it while you’re at the shop. No need to tow your car or wait around until it’s fixed. It saves money and time.

Our mechanics know your time is valuable. Bring your car in for regular service and let us take care of you. We have affordable rates that won’t break your budget. Maintain your ride and save time and money all year long.

3 Tips for Buying Used Cars

Buying used cars can be a challenging endeavor, especially if you’ve never undergone the process before and don’t quite know what to look for or expect throughout the process. In some cases, inexperience can land you with a dud of a car. However, this doesn’t have to be the case. We’re here to help you understand how to properly shop for your used car, and to ensure you’re getting the best deal for your cash when you finally make the deal. For the best results when making your new purchase, consider the following when making your selection of our available options:

Don’t Buy More Than You Need

Even if you find a great deal on an SUV, minivan or truck, that doesn’t mean that you should buy more than you need. Assess your needs before selecting the used car for you. How far will you be traveling normally? How many passengers do you expect to have? What sorts of events or work will the vehicle be used for? These are all things to consider when selecting the right size and type of used vehicle for your future needs.

Know the Car’s History

We would never dream of selling you anything less than a great used car, but it’s always good to know a bit about the ride’s history, just in case. Prior accidents and other issues can greatly impact how a car, truck or SUV handles on the road, and should be taken into consideration before buying.

Be Aware of Your Budget

At the end of the day, we want everyone to happy with the deal that’s made at our business. In order to make that a possibility, you need to keep your budget in mind when making your selection. Even if one of our cars seems exceptionally undeniable in the moment, that doesn’t mean you’ll be able to afford the monthly payments down the road.

Therefore, be mindful of how much you can spend. By following these tips, you can make sure your next search for used cars is a successful one, and you find the perfect ride for your needs and your budget.

Securing a Car Loan for a Classic Car

If you are looking to purchase a classic car, there are a few things about car loans you want to know. There are certain loans that are specific to this type of vehicle, and there are a few tips to help you in getting this type of loan in a way that best fits your budget.

Ask About Specialty Loans

Our dealership has a comprehensive finance department, offering a wide array of lending and loan options. If you are interested in a classic car, we can sit down and look at any specialty loans we might offer for vehicles that are at least 25 years old. This might help you because there is often a higher chance of a lower interest rate compared to a broader vehicle finance option.

Get Your Inspection

Before you get a loan for a classic car, you will usually need to have the vehicle inspected. It ensures an accurate value which tells our finance department that the loan we are giving you is a good risk to take. It also allows you to better negotiate a purchase price since you will know the full value of the vehicle.

How to Get the Right Loan

You want to make sure that your credit score meets at least the minimum that we require for the finance option that most interests you. In general, the higher your score, the better your chances of getting a favorable interest rate and having several finance options to choose from. You can check your score with the three major credit bureaus before you start shopping with us so that you know where you stand. Your down payment can also impact your monthly payments and how much interest you will pay. Typically, a higher down payment means lower monthly payments and less interest since the loan amount will usually be lower.

You can see that classic car loans differ a little from traditional vehicle loans. However, with the right information and a little preparation, it is easy to find the loan that best fits your needs.

Shopping Around for Car Loans

Buying a new car is exciting and stressful at the same time. We regularly have clients come in, looking for a car, but unsure of their financing options. At the dealership, we work with several different lending institutions to make car loans for people looking to purchase vehicles. There are a variety of options available and our sales managers work hard to get every customer the best deal possible. We understand that not everyone’s situation is the same, and what might be best for one person may not be the best for another.

Know Your Budget

When coming to the dealership to purchase a car it is a good idea to know what your budget is. Although we have the ability to calculate what kind of payments you may be able to afford, only you really know how much you can comfortably spend each month on car payments. After you have determined what size payments you are comfortable with, we should be able to determine a price range and begin looking at vehicles.

Check Several Institutions

Dealerships usually work with several institutions. When our salesman helps you set up your loan, ask them to check more than one institution to ensure you get the best rate possible. While they may have done a loan recently and one institution had a better rate than another, it is possible that a different institution would offer you a lower rate. It is always a good idea to check more than one place.

Credit Score

If you are worried about having a low credit score, it may be comforting for you to know that most institutions are willing to make car loans to individuals with low credit scores. Because car loans are usually short term, and the car is easily repossessed, these types of loans are lower risk than other loans. Make sure you ask before you assume you don’t qualify.

Buying a new car is exciting. By working hard for you, we hope to make it the best experience possible.

Choosing From A Great Selection Of Used Cars

If you are in the market for used car in the Mississauga area, you probably have mixed feelings about the process of selling your old vehicle and finding a good replacement. Most people have some sentimental attachment to their current vehicle since it’s been such an integral part of their life and the life of their family for years. However, most people are also very excited at the prospect of getting a new car. If you don’t want to spend full sticker price for a brand new vehicle, you can find a great selection of used vehicle inventory at substantial savings by shopping with us.

As you shop for a used vehicle, it’s important that you are able to have as many of the benefits of buying new as possible. We inspect and test all of our used vehicles so you can feel confident that you will not be surprised by bad news within a few weeks or months. We also stand behind our sale so you can shop with confidence. You will find used cars on our lot that have many of the same perks as new cars, including high fuel efficiency, safety features, upgraded sound systems, modern technology, and many other extras that you may want.

When you decide to take the plunge, come see our huge inventory of fabulous used vehicles. At Mississauga Auto Centre, we have a great selection of used cars, get one today with our easy loan process that takes only a few minutes to apply for. Whether you have good or bad credit, or have only a small down payment, we have a loan that will meet your needs.

We will work hard to get you the best interest rate possible so you can drive away happily in your new vehicle. Though it may be hard to say goodbye to your old “friend”, you will soon be just as in love with your “new” high quality used vehicle, so you can drive away confidently and never look back.

Maintenance Tips To Help You With Your Car

If making decisions about your automobile maintenance sometimes feels a bit daunting, you are not alone. But there is a fairly standard, yet helpful thought that you should know about car service: maintenance tips you should know are normally found in the car manual that comes with the used car in Toronto. It will let you know the factory recommendations on when various fluids should be changed, and even tips on how to monitor fluid levels. It will also let you know the tire pressure that is best for your used car in Scarborough, and when the brakes on your specific vehicle ought to be serviced.

Here is another important aspect of car service: maintenance tips you should know regarding the life of your tires are extremely important! Following recommendations can ensure your vehicle is safe to have on the roads. It is beneficial to know the guidelines on when to get new tires. Do not wait until somebody visibly notices that your tire has a bulge, a bald spot, or even thin tread. The truth is that if any of those things were obviously visible to somebody just happening to glance at them, you would already have a potentially dangerous situation. Educating yourself about the projected life of your tires is a proactive move. Keep your documentation when you get new tires and be aware when you are approaching the maximum mileage suggested. Tires should be replaced according to age and miles used, not necessarily the tread. This is important for you to have the safety that you want.

It is easy to forget about car parts that are easy and inexpensive to replace! Consider this when you are planning car service: maintenance tips you should know about your windshield and windshield wiper blades are for your protection! It is not advisable to let cracked windshields go unfixed as the crack could travel into your range of vision. Windshield cracks and worn wiper blades can distort your view and make driving less than safe. When it comes to windshield wiper blades being worn or missing, don’t forget that their replacement is one of the cheapest and easiest services you can get for your car’s safety. Give your used car a new pair today!

What to Consider When Choosing Used Cars

Congratulations! You’ve made the brilliant decision to think about buying a used car. I say “congratulations” because your success is assured; you just need to choose among used cars to find the right one, and believe me, the right one is out there waiting just for you. For every driver, there is a used car that fits their budget, lifestyle, driving needs and style. Everyone thinks they are looking for just that one particular car, but as a dealer I’ve seen many people choose something they didn’t expect because they thought about what it is they needed.

Be honest with yourself and you will find used cars that you will genuinely be happy with. Do you like style? Do you like to be with the “in” crowd and have a cool, flashy car you can show off? Some people might or might not like to admit it to themselves if the answer is “yes” but it might be. In that case, it is worth paying up for a flashy car if that will make you happy. You may not be satisfied until you do.

On the other hand simple used cars might be suitable if you want something basic that will do the job of driving, may not be that fancy, but will get you and your family where they need to go. You don’t need to pay a lot of money to find a serviceable used car that drives well and can carry a large family. In other words, think carefully about what your life is like when selecting a car, and you are that much more likely to be happy with your purchase.

Used cars are like people and selling them is like introducing people. Customers are happy with their purchases if they put a lot of thought into making them, and as a dealer, it is good to be a part of that.

Get Yourself Financed Today

If you’ve recently found yourself without a ride, you know how tough it can be to get yourself from point A to point B these days. Whether you lost your license, had to sell your car because the payments were too high, declared bankruptcy in the past, or had other financial trouble in the recent past, times can be tough for anyone—and often without warning.

Unfortunately, without personal transportation, it can be exponentially tougher to get back on your feet and start moving your life forward again. Simply getting to job interviews on time can often require planning, or hoping that your public transportation or ride shows up on time. Depending on the area where your new potential job is located, public transportation may not be convenient, making you have to walk a significant distance to arrive. If physical limitations prevent you from making this walk possible, you may be limiting your potential for earning much needed income.

For these reasons and many others, even if you have poor credit, you should look into obtaining auto financing. Bad credit auto loans do indeed exist, if you know where to look. In fact, our dealership actually specialize in bad credit car loans. They work with networks of banks and other lenders who are more flexible with their borrower requirements, which means they often provide a higher chance of getting your loan application approved at a lower rate.

If you are feeling embarrassed or nervous about applying for car financing with bad credit, don’t feel that way. When you come to a car dealership like ours that specializes in getting those with less-than-perfect credit approved, understand that this is what the team of sales representatives, loan managers, and support staff do for a living day in and day out.

They understand that nobody is perfect, and sometimes people wind up with bad credit through absolutely no fault of their own. Nobody should have to take the bus all the time or rely on friends or family for a ride. Come get yourself financed today.

3 Factors to Consider When Looking for a Used Car Dealership

People often dread looking for used cars, which is understandable since not every car dealer has an outstanding reputation. However, there are several factors you can use to narrow down which dealership you ultimately choose to work with. Keep these in mind the next time you are in the market for a used car.

Vehicle Selection and Availability

One of the first things you should consider when you are choosing a car dealership is whether or not the dealer offers the type of vehicles you are interested in. Not all dealerships are the same. The selection can vary depending on the location of the car dealership. Although car dealers can place an order for the type of car you are looking for, it may take a while before you actually get that vehicle.

Customer Service

Another key factor when it comes to selecting a car dealership to work with is customer service. You want to be sure you choose a used car dealership that places high emphasis on customer satisfaction not just making their monthly sales quota. One simple way to evaluate a potential dealership’s customer service is by looking at previous customer reviews.

Price Range

Finally, the price range of cars at a used car dealership can be another determining factor in whether or not you choose to work with that dealer. It is important to note that you shouldn’t choose a dealership simply because it has the cheapest prices. A cheaper price may cost you in another area such as good customer service. If you have the opportunity, try to compare the average costs of the car you are interested in from several different dealerships.

As you can see, these are just a few factors that you ought to think about when you are looking for used cars. Just remember to compare several different car dealership options before you decide to work with one.